Gail L. Stern, 93, of 25119 St. Rt. 12, Watertown, passed October 2, 2014 at her home where she was under the care of her family and Hospice of Jefferson County. There will be no calling hours or funeral service.  She will be cremated and burial will take place at the convenience of the family. Arrangements are with the Hart & Bruce Funeral Home, Watertown.  Online condolences may be made at hartandbrucefh.com.